Purchase Option Plan

We’re happy to provide any level from student to professional:

• Clarinets, trumpets, trombones, flutes, violins and violas start as low as $16 a month plus tax and optional insurance.
• Cellos, saxophones, baritone horns and French horns start as low as $30 a month plus tax and optional insurance.
• Bass clarinets, string basses and tubas start as little as $50 a month plus tax and optional insurance.

Flexible payment options that let us help fit your budget:

• Trade in your unwanted instruments for partial to full payment on any instrument we carry.
• Pay down the purchase price through trade-in or cash to reduce your monthly payments.
• Take advantage of our optional buy 2, get 1 new rental option - pay for 2 months and skip 1 month.

Liberal exchange privileges are always available if you decide to change instruments:

• Get 100% credit when going from one size orchestral instrument to a larger size.
• Get 90% credit on any in-stock band or orchestral instrument including step-up to professional quality.
• Get 80% credit on any in-stock guitar, ukulele, drum set or any other instrument we carry.

1. Prices may seem cheap but you are responsible for cleaning and repairs - reconditioning a saxophone can cost up to $500. Some people get tremendous bargains – most do not.

2. With an outright purchase or school rental, you pay for all the repairs and you won’t get a loaner while it’s being worked on. If your instrument is damaged and you need the instrument, you either need to buy another instrument, rent one or wait until the first one gets fixed. If the instrument is stolen or damaged too badly to repair, you will need to pay for a completely new instrument.

3. If you’re buying, you pay the full amount for the instrument up front, usually at least a couple of hundred dollars, rather than only one month’s low payment. If you change your mind, you need to buy a whole new instrument, then sell the old one on your own or give it away.

4. If you’re renting from a school, the monthly rate can be low but none of the money you pay for rent goes towards buying an instrument, you won’t get insurance and you won’t get to keep it over the summer.

5. If you’re using a typical rent-to-own plan, the money can only be applied to purchasing the original instrument or, sometimes, another instrument with lots of restrictions attached. With the Lafayette Music plan, you can apply the money to any other instrument for any person, even a complete stranger.

Rent a student level trumpet for $20 a month plus $5 a month insurance. At the end of 10 months, you have paid out $250. If you return the instrument in good condition and have made all the payments, you will qualify for $180 credit towards another instrument. Your net cost has been $70 ($50 for insurance and a $20 discount for wear and tear). If you decide to purchase the original instrument, $200 is applied towards the original cost and you can pay off the balance at any time at a discount. In the meantime, you have been insured for accidental damage and guaranteed a loaner while your instrument is being repaired. When you pay off an instrument early you will receive at least a 15% discount on the remainder of what you owe and you may also opt to purchase 1 year of additional insurance at that time.

Ask one of our sales associates for a detailed analysis of how the Purchase Option Plan can benefit you.